Mortgages Made Simple
No Credit Checks
No Proof of Income
Low Rates
Apply in Minutes
Turned Down By Your Bank?
As a homeowner, you can leverage the equity in your home to obtain a mortgage with us, even if you have a low credit score or bad credit. Â We lend when the banks won't.
Prudent specializes in assisting Ontario residents with challenging credit situations - in some cases we even lend to those with past bankruptcies or proposals. Our loans are processed among the fastest in the industry, at rates and terms that are among the lowest for lower credit score loans. Get approved in as little as 24 hours and money in your account as quickly as 48 hours.
Loan Types
We'll help you get back on track
For consumers with bad credit who are having problems with harassing creditors and collection agencies, our team has the knowledge, experience and resources to help and protect you.
Lower Rates
By leveraging the equity in your home, you can access our lowest rates starting from 8.49%** Additional fee applies. FSCO 12059**
Lower Rates
By leveraging the equity in your home, you can access our lowest rates starting from 8.49%** Additional fee applies. FSCO 12059**
Higher Loan Amounts
Get approved for a mortgage of up to $1,000,000.
Higher Loan Amounts
Get approved for a mortgage of up to $500,000.
Get Approved FastÂ
Apply in minutes, get approved within 24 hours and get funds in your account as soon as 48 hours after.Â
Get Approved FastÂ
Apply in minutes, get approved within 24 hours and get funds in your account as soon as 48 hours after.Â
Lower Payment Amounts
Benefit from lower interest rates and monthly payment amounts by leveraging the value of your property.Â
Rebuild Your Credit
When working with Prudent, we make sure your timely payments are reported to the Credit Bureaus to help rebuild your credit ratings.Â
Personalized Solutions
Our Mortgage Specialists work hard to ensure you get the optimal mortgage solution for your specific situation.
A dedicated mortgage lending professional is standing by ready to assist you. We’ll review your situation and put a loan package together that works for your short and long term financial goals. The right loan, the right rate and terms you can live with!