Are you a Homeowner? Get a loan! Funds in your account as soon as 48 HOURS!

Borrow up to $1,000,000. Your Best Bank Alternative Since 1984.

Complete this 5-Minute Application to Get Started

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Why Choose Prudent Mortgage

Prudent Mortgage Corp. (PMC) is a division of Prudent Financial Services and since 1984 we have been the GTA leader in providing flexible and affordable loans to Ontario residents who own their homes. We’ll help you when the banks won’t. We take great pride in putting families back on track for a better future.

competitive rates

Competitive Rates

home renovation loan

Lending Since 1984

same day loan

Funds in Your
Account in 48 hrs

no proof of income

No Proof of Income

1 million in loans

Borrow up to $1,000,000

How It Works

We make non-bank borrowing as easy as 1-2-3, all you need to qualify is to own your home or your current model car.

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Apply in Minutes

Apply online and answer a few simple questions about your home and you'll be minutes away from cash in your account. Or, simply call our loan centre and one of our agents will be happy to assist you.

Get Approved Same-Day

One of our customer loan agents will contact you to review your application and discuss a customized loan plan with you. If you apply after business hours, your approval can be processed the next business day.

Receive Funds

Once approved, you loan agent will explain how the funds will be automatically deposited into your account. And voila, its really that simple!!

Helping Canadians Since 1984

Since 1984, we’ve helped thousands of Ontario residents get the loans they need and help improve their credit scores. Nothing speaks louder than the kind words from our customers.

The Prudent Choice

Being a top bank alternative lender we are pleased to work with all kinds of credit situations and because we are an equity lender, you won’t be asked to present proof of employment or income.

no proof of income

No Proof of Income Required

competitive rates

Affordable Rates & Terms

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Improve Your Credit Score

Financial Resources

We’re alway here to help.  Browse our free tips for wise financial management, saving, investing, credit score improvement and much more to keep your money where it belongs.  In your pocket.

Secure Your Loan. Apply Today!

Click below to submit your loan application.